Top 5 all-time desert-island stupidest things other people have said this year that were either said to me or that I overheard (in no particular order):

1. "Wait... Paul McCartney was in a band before Wings?"
2. "What makes you think Kozmo's going under? They may not be making money on their transactions, but they're doing a lot of business!"
3. "It's new, it's never been done before... it's retro!"
4. "The new 'Survivor' is in Africa... I wonder if anyone on the show will get eaten by bears. Do you think CBS would show it if they were?" (There are no bears in Kenya, which is where the show was filmed. I don't think there are bears anywhere on the entire continent of Africa.)
5. "I guess I have this third account now... the bank put $300 in and called it 'reserve balance.' So even though my checking & savings accounts are empty, I still have this money they gave me!" (We went through his bank information and finally convinced him that the "reserve balance" was a $300 overrun cushion so that in case his deposits didn't clear quickly enough, he'd have a bit of a cushion so his checks wouldn't bounce, but he'd still have to pay back the money to bring the account back up to $300.)